Loans in Cascade County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Cascade County, MT.
The median household in Cascade County earns $67,690 a year, 7% below the Montana median of $72,509. About 13% of residents live below the federal poverty line, and 31.5% of households rent their home.
What you need for a personal loan in Cascade County
Most Cascade County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Cascade County
What Cascade County borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Cascade County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Cascade County
Banks with branches in Cascade County
21 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Interstate Bank | 3 | 2601 10th Ave S, Great Falls 59405 |
| U.S. Bank National Association | 3 | 215 1st St S, Great Falls 59405 |
| Stockman Bank of Montana | 3 | 25 5th St N, Great Falls 59401 |
| Citizens Alliance Bank | 2 | 117 Central Ave W, Cascade 59421 |
| Wells Fargo Bank, National Association | 2 | 1400 3rd St Nw, Great Falls 59404 |
| Davidson Trust Co. | 2 | 8 3rd St N Ste 200, Great Falls 59401 |
| Bravera Bank | 2 | 1019 7th St S, Great Falls 59405 |
| Belt Valley Bank | 1 | 111 Castner St, Belt 59412 |
| Glacier Bank | 1 | 390 Post Ave, Vaughn 59487 |
| Opportunity Bank of Montana | 1 | 501 River Dr S, Great Falls 59405 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Cascade County
15 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Clearwater | 111 5Th St N, Great Falls 59401 |
| 1St Liberty | 6200 3Rd Ave N, Great Falls 59405 |
| Billings | 501 Park Dr S, Great Falls 59405 |
| Horizon | 1915 10Th Ave S, Great Falls 59405 |
| Montana | 15 14Th St S, Great Falls 59401 |
| Russell Country | 810 1St Ave S, Great Falls 59401 |
| Weld Community | 501 Park Dr S Ste 400, Great Falls 59405 |
| The Family First | 2901 11Th Ave S, Great Falls 59405 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Cascade County
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Cascade County?
Cascade County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Cascade County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Cascade County?
Options include 21 bank and 15 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Cascade County?
Fill out our short online form from anywhere in Cascade County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Cascade County, MT?
You can apply at banks, credit unions and lenders in Cascade County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Cascade County?
Yes. When an unexpected bill comes up, Cascade County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Cascade County?
Yes. You don't need to visit a branch or storefront anywhere in Cascade County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Cascade County with bad credit?
Yes, many lenders in our network work with Cascade County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.