Loans in Deer Lodge County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Deer Lodge County, MT.
The median household in Deer Lodge County earns $57,527 a year, 21% below the Montana median of $72,509. About 16% of residents live below the federal poverty line, and 27.0% of households rent their home. 16.3% of households have no home internet; our form works on any phone.
What you need for a personal loan in Deer Lodge County
Here's what to have on hand before you start your personal loan request in Deer Lodge County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Deer Lodge County
What Deer Lodge County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Deer Lodge County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Deer Lodge County
Banks with branches in Deer Lodge County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Montana Bank, Inc. | 2 | 123 Main St, Anaconda 59711 |
| Glacier Bank | 1 | 307 E Park St, Anaconda 59711 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Deer Lodge County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Southwest Montana Community | 1035 W Park Ave, Anaconda 59711 |
| Deer Lodge County School Emp | 112 W 3Rd St, Anaconda 59711 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Deer Lodge County?
Deer Lodge County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Deer Lodge County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Deer Lodge County?
Options include 3 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Deer Lodge County?
Fill out our short online form from anywhere in Deer Lodge County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Deer Lodge County, MT?
You can apply at banks, credit unions and lenders in Deer Lodge County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Deer Lodge County with bad credit?
Yes, many lenders in our network work with Deer Lodge County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Deer Lodge County?
Yes. When an unexpected bill comes up, Deer Lodge County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Deer Lodge County?
Yes. You don't need to visit a branch or storefront anywhere in Deer Lodge County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.