Loans in Fallon County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Fallon County, MT.
The median household in Fallon County earns $76,250 a year, 5% above the Montana median of $72,509. About 11% of residents live below the federal poverty line, and 30.6% of households rent their home.
What you need for a personal loan in Fallon County
Most Fallon County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Fallon County
What Fallon County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Fallon County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Fallon County
Banks with branches in Fallon County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Bank of Baker | 1 | 116 S Main St, Baker 59313 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Fallon County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Grasslands | 118 1St St, Baker 59313 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Fallon County?
Fallon County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Fallon County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Fallon County?
Options include 1 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Fallon County?
Fill out our short online form from anywhere in Fallon County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Fallon County, MT?
You can apply at banks, credit unions and lenders in Fallon County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Fallon County with bad credit?
Yes, many lenders in our network work with Fallon County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Fallon County?
Yes. You don't need to visit a branch or storefront anywhere in Fallon County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Fallon County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Fallon County residents can start any time, and it takes about 3 minutes.