Loans in Fergus County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Fergus County, MT.
The median household in Fergus County earns $63,706 a year, 12% below the Montana median of $72,509. About 15% of residents live below the federal poverty line, and 36.6% of households rent their home. 10.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Fergus County
Here's what to have on hand before you start your personal loan request in Fergus County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Fergus County
What Fergus County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Fergus County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Fergus County
Banks with branches in Fergus County
7 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Opportunity Bank of Montana | 2 | 423 Broadway Ave, Denton 59430 |
| Glacier Bank | 2 | 224 W Main St, Lewistown 59457 |
| Wells Fargo Bank, National Association | 1 | 404 W Broadway St, Lewistown 59457 |
| Bank of The Rockies | 1 | 401 W Main St, Lewistown 59457 |
| Stockman Bank of Montana | 1 | 1716 W Main St, Lewistown 59457 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Fergus County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Fergus | 106 E Janeaux St, Lewistown 59457 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Fergus County?
Fergus County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Fergus County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Fergus County?
Options include 7 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Fergus County?
Fill out our short online form from anywhere in Fergus County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Fergus County, MT?
You can apply at banks, credit unions and lenders in Fergus County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Fergus County?
Yes. You don't need to visit a branch or storefront anywhere in Fergus County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Fergus County with bad credit?
Yes, many lenders in our network work with Fergus County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Fergus County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Fergus County residents can start any time, and it takes about 3 minutes.