Loans in Garfield County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Garfield County, MT.
The median household in Garfield County earns $69,583 a year, about the same as the Montana median of $72,509. About 13% of residents live below the federal poverty line, and 27.8% of households rent their home.
What you need for a personal loan in Garfield County
Most Garfield County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Garfield County
What Garfield County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Garfield County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Garfield County
Banks with branches in Garfield County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Garfield County Bank | 1 | 444 Main St, Jordan 59337 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Garfield County. The nearest counties with credit unions:
Credit unions in McCone County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Grasslands | 320 Main, Circle 59215 |
| Fort Peck Community | 1 E. Kansas, Fort Peck 59223 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Valley County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Wolf Point | 631 1St Ave N, Glasgow 59230 |
| Fort Peck Community | 54176 Us Highway 2, Glasgow 59230 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Garfield County?
Garfield County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Garfield County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Garfield County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Garfield County?
Fill out our short online form from anywhere in Garfield County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Garfield County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Garfield County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Garfield County?
Yes. You don't need to visit a branch or storefront anywhere in Garfield County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Garfield County with bad credit?
Yes, many lenders in our network work with Garfield County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Garfield County?
Yes. When an unexpected bill comes up, Garfield County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.