Loans in Hill County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hill County, MT.
The median household in Hill County earns $52,798 a year, 27% below the Montana median of $72,509. About 21% of residents live below the federal poverty line, and 33.9% of households rent their home. 13.7% of households have no home internet; our form works on any phone.
What you need for a personal loan in Hill County
Here's what to have on hand before you start your personal loan request in Hill County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hill County
What Hill County borrowers use it for
handle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Hill County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Hill County
Banks with branches in Hill County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| U.S. Bank National Association | 1 | 235 1st St, Havre 59501 |
| Wells Fargo Bank, National Association | 1 | 135 3rd Ave, Havre 59501 |
| Independence Bank | 1 | 435 3rd St, Havre 59501 |
| Stockman Bank of Montana | 1 | 324 3rd Ave, Havre 59501 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hill County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Altana | 201 2Nd St, Havre 59501 |
| Northern Montana Hospital | 30 13Th St, Havre 59501 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Hill County?
Hill County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Hill County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Hill County?
Options include 4 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hill County?
Fill out our short online form from anywhere in Hill County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Hill County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hill County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Hill County with bad credit?
Yes, many lenders in our network work with Hill County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Hill County?
Yes. When an unexpected bill comes up, Hill County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Hill County?
Yes. You don't need to visit a branch or storefront anywhere in Hill County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.