Loans in Park County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Park County, MT.
The median household in Park County earns $70,047 a year, about the same as the Montana median of $72,509. About 12% of residents live below the federal poverty line, and 30.6% of households rent their home.
What you need for a personal loan in Park County
Lenders that serve Park County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Park County
What Park County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Park County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Park County
Banks with branches in Park County
8 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of The Rockies | 3 | 205 1st St E, Clyde Park 59018 |
| First Interstate Bank | 2 | 207 W Callender St, Livingston 59047 |
| American Bank | 1 | 120 N 2nd St, Livingston 59047 |
| Wells Fargo Bank, National Association | 1 | 323 W Park St, Livingston 59047 |
| Opportunity Bank of Montana | 1 | 123 S Main St, Livingston 59047 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Park County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Sky | 111 N B St, Livingston 59047 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Park County?
Park County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Park County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Park County?
Options include 8 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Park County?
Fill out our short online form from anywhere in Park County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Park County with bad credit?
Yes, many lenders in our network work with Park County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Park County, MT?
You can apply at banks, credit unions and lenders in Park County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Park County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Park County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Park County?
Yes. You don't need to visit a branch or storefront anywhere in Park County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.