Loans in Powell County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Powell County, MT.
The median household in Powell County earns $66,923 a year, 8% below the Montana median of $72,509. About 6% of residents live below the federal poverty line, and 27.5% of households rent their home. 14.1% of households have no home internet; our form works on any phone.
What you need for a personal loan in Powell County
Lenders that serve Powell County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Powell County
What Powell County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Powell County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Powell County
Banks with branches in Powell County
3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Security Bank of Deer Lodge | 1 | 311 Milwaukee Ave, Deer Lodge 59722 |
| Peoples Bank of Deer Lodge | 1 | 430 Main St, Deer Lodge 59722 |
| Pioneer State Bank | 1 | 202 N Main St, Deer Lodge 59722 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Powell County. The nearest counties with credit unions:
Credit unions in Lewis and Clark County
9 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Clearwater | 2711 Airport Rd Ste F, Helena 59601 |
| Rocky Mountain | 3400 N Montana Ave, Helena 59602 |
| Intrepid | 915 Kessler St, Helena 59601 |
| Vocal | 2910 Prospect Ave, Helena 59601 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Missoula County
15 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 2825 N Reserve St, Missoula 59808 |
| Clearwater | 2610 N Reserve St, Missoula 59808 |
| Horizon | 2330 S Reserve St, Missoula 59801 |
| Whitefish Credit Union Association | 1635 S Russell St, Missoula 59801 |
| Park Side Financial | 2300 Great Northern Ave, Missoula 59808 |
| Montana Educators' | 2000 S Russell St, Missoula 59801 |
| St. Pats Employees | 500 W Broadway St, Missoula 59802 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Powell County?
Powell County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Powell County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Powell County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Powell County?
Fill out our short online form from anywhere in Powell County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Powell County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Powell County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Powell County, MT?
You can apply at banks, credit unions and lenders in Powell County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Powell County?
Yes. You don't need to visit a branch or storefront anywhere in Powell County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Powell County with bad credit?
Yes, many lenders in our network work with Powell County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.