Loans in Ravalli County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Ravalli County, MT.
The median household in Ravalli County earns $71,283 a year, about the same as the Montana median of $72,509. About 9% of residents live below the federal poverty line, and 20.6% of households rent their home.
What you need for a personal loan in Ravalli County
Most Ravalli County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Ravalli County
What Ravalli County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Ravalli County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Ravalli County
Banks with branches in Ravalli County
18 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers State Bank | 6 | 103 Main St, Victor 59875 |
| TrailWest Bank | 4 | 244 Pinckney St, Hamilton 59840 |
| Glacier Bank | 3 | 220 Main St, Stevensville 59870 |
| Stockman Bank of Montana | 2 | 318 Main St, Stevensville 59870 |
| First Interstate Bank | 1 | 1501 N 1st St, Hamilton 59840 |
| Opportunity Bank of Montana | 1 | 711 S 1st St, Hamilton 59840 |
| U.S. Bank National Association | 1 | 1265 N 1st St, Hamilton 59840 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Ravalli County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Clearwater | 107 Main St, Stevensville 59870 |
| Ravalli County | 501 N 1St St, Hamilton 59840 |
| Bitterroot Community | Po Box 467, Darby 59829 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Ravalli County?
Ravalli County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Ravalli County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Ravalli County?
Options include 18 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Ravalli County?
Fill out our short online form from anywhere in Ravalli County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Ravalli County, MT?
You can apply at banks, credit unions and lenders in Ravalli County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Ravalli County with bad credit?
Yes, many lenders in our network work with Ravalli County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Ravalli County?
Yes. You don't need to visit a branch or storefront anywhere in Ravalli County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Ravalli County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Ravalli County residents can start any time, and it takes about 3 minutes.