Loans in Roosevelt County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Roosevelt County, MT.
The median household in Roosevelt County earns $57,063 a year, 21% below the Montana median of $72,509. About 30% of residents live below the federal poverty line, and 33.4% of households rent their home. 25.1% of households have no home internet; our form works on any phone.
What you need for a personal loan in Roosevelt County
Lenders that serve Roosevelt County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Roosevelt County
What Roosevelt County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Roosevelt County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Roosevelt County
Banks with branches in Roosevelt County
5 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Opportunity Bank of Montana | 3 | 111 3rd Ave S, Wolf Point 59201 |
| Independence Bank | 2 | 214 2nd Ave W, Poplar 59255 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Roosevelt County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Richland | 18 2Nd East, Culbertson 59218 |
| Wolf Point | 217 3Rd Ave S, Wolf Point 59201 |
| Froid | 105 2Nd Ave N, Froid 59226 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Roosevelt County?
Roosevelt County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Roosevelt County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Roosevelt County?
Options include 5 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Roosevelt County?
Fill out our short online form from anywhere in Roosevelt County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Roosevelt County?
Yes. When an unexpected bill comes up, Roosevelt County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Roosevelt County, MT?
You can apply at banks, credit unions and lenders in Roosevelt County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Roosevelt County with bad credit?
Yes, many lenders in our network work with Roosevelt County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Roosevelt County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Roosevelt County residents can start any time, and it takes about 3 minutes.