Loans in Rosebud County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Rosebud County, MT.
The median household in Rosebud County earns $49,914 a year, 31% below the Montana median of $72,509. About 24% of residents live below the federal poverty line, and 36.4% of households rent their home. 18.0% of households have no home internet; our form works on any phone.
What you need for a personal loan in Rosebud County
Most Rosebud County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Rosebud County
What Rosebud County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Rosebud County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Rosebud County
Banks with branches in Rosebud County
4 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Interstate Bank | 2 | 6210 Main St, Colstrip 59323 |
| First State Bank of Forsyth | 1 | 880 Main St, Forsyth 59327 |
| Opportunity Bank of Montana | 1 | 300 Main St, Ashland 59003 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Rosebud County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Northwestern Energy Employees | 421 Willow Ave, Colstrip 59323 |
| The Morning Star | 509 Cheyenne Avenue South, Lame Deer 59043 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Rosebud County?
Rosebud County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Rosebud County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Rosebud County?
Options include 4 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Rosebud County?
Fill out our short online form from anywhere in Rosebud County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Rosebud County, MT?
You can apply at banks, credit unions and lenders in Rosebud County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Rosebud County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Rosebud County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Rosebud County?
Yes. You don't need to visit a branch or storefront anywhere in Rosebud County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Rosebud County?
Yes. When an unexpected bill comes up, Rosebud County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.