Loans in Sheridan County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Sheridan County, MT.
The median household in Sheridan County earns $70,147 a year, about the same as the Montana median of $72,509. About 10% of residents live below the federal poverty line, and 28.2% of households rent their home.
What you need for a personal loan in Sheridan County
Lenders that serve Sheridan County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Sheridan County
What Sheridan County borrowers use it for
deposits, trucks and first-week expenses
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Sheridan County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Sheridan County
Banks with branches in Sheridan County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Bridger, National Association | 1 | 220 N Main St, Plentywood 59254 |
| Glacier Bank | 1 | 115 E 1st Ave, Plentywood 59254 |
| Stockman Bank of Montana | 1 | 405 W 1st Ave, Plentywood 59254 |
| Independence Bank | 1 | 112 N. Main Street, Plentywood 59254 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Sheridan County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Daniels-Sheridan | 211 Main Street, Medicine Lake 59247 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Sheridan County?
Sheridan County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Sheridan County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Sheridan County?
Options include 4 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Sheridan County?
Fill out our short online form from anywhere in Sheridan County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Sheridan County with bad credit?
Yes, many lenders in our network work with Sheridan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Sheridan County, MT?
You can apply at banks, credit unions and lenders in Sheridan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Sheridan County?
Yes. You don't need to visit a branch or storefront anywhere in Sheridan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Sheridan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Sheridan County residents can start any time, and it takes about 3 minutes.