Loans in Silver Bow County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Silver Bow County, MT.
The median household in Silver Bow County earns $61,754 a year, 15% below the Montana median of $72,509. About 15% of residents live below the federal poverty line, and 29.2% of households rent their home.
What you need for a personal loan in Silver Bow County
Lenders that serve Silver Bow County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Silver Bow County
What Silver Bow County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Silver Bow County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Silver Bow County
Banks with branches in Silver Bow County
9 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Glacier Bank | 3 | 3701 Harrison Ave, Butte 59701 |
| U.S. Bank National Association | 1 | 10 S Main St, Butte 59701 |
| Wells Fargo Bank, National Association | 1 | 3650 Harrison Ave, Butte 59701 |
| First Montana Bank, Inc. | 1 | 1940 Dewey Blvd, Butte 59701 |
| Opportunity Bank of Montana | 1 | 3401 Harrison Ave, Butte 59701 |
| Citizens Alliance Bank | 1 | 605 Dewey Blvd, Butte 59701 |
| Bank of Bridger, National Association | 1 | 3525 Harrison Ave, Butte 59701 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Silver Bow County
11 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Clearwater | 200 N Main St, Butte 59701 |
| Mountain West | 400 E Park St, Butte 59701 |
| Butte Community | 2901 Grand Ave, Butte 59701 |
| Horizon | 1555 Harrison Ave, Butte 59701 |
| Frontier | 3220 Harrison Ave, Butte 59701 |
| Rocky Mountain | 2101 Yale Ave, Butte 59701 |
| Southwest Montana Community | 1925 Elizabeth Warren Ave, Butte 59701 |
| Northwestern Energy Employees | 2100 Harrison Ave, Butte 59701 |
| Mile High | 3410 Monroe Ave, Butte 59701 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Silver Bow County
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Silver Bow County?
Silver Bow County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Silver Bow County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Silver Bow County?
Options include 9 bank and 11 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Silver Bow County?
Fill out our short online form from anywhere in Silver Bow County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Silver Bow County, MT?
You can apply at banks, credit unions and lenders in Silver Bow County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Silver Bow County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Silver Bow County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Silver Bow County?
Yes. You don't need to visit a branch or storefront anywhere in Silver Bow County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Silver Bow County?
Yes. When an unexpected bill comes up, Silver Bow County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.