Loans in Stillwater County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Stillwater County, MT.
The median household in Stillwater County earns $84,732 a year, 17% above the Montana median of $72,509. About 8% of residents live below the federal poverty line, and 17.1% of households rent their home.
What you need for a personal loan in Stillwater County
Lenders that serve Stillwater County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Stillwater County
What Stillwater County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Stillwater County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Stillwater County
Banks with branches in Stillwater County
4 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Yellowstone Bank | 2 | 544 E Pike Ave, Columbus 59019 |
| First Interstate Bank | 2 | 3 S Woodard Ave, Absarokee 59001 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Stillwater County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Altana | 912 E Pike Ave, Columbus 59019 |
| Valley Financial | 400 W Pike Ave, Columbus 59019 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Stillwater County?
Stillwater County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Stillwater County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Stillwater County?
Options include 4 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Stillwater County?
Fill out our short online form from anywhere in Stillwater County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Stillwater County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Stillwater County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Stillwater County, MT?
You can apply at banks, credit unions and lenders in Stillwater County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Stillwater County?
Yes. You don't need to visit a branch or storefront anywhere in Stillwater County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Stillwater County?
Yes. When an unexpected bill comes up, Stillwater County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.