Loans in Treasure County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Treasure County, MT.
The median household in Treasure County earns $67,917 a year, 6% below the Montana median of $72,509. About 12% of residents live below the federal poverty line, and 31.7% of households rent their home.
What you need for a personal loan in Treasure County
Most Treasure County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Treasure County
What Treasure County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Treasure County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Treasure County
Banks with branches in Treasure County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Stockman Bank of Montana | 1 | 719 Elliott Ave, Hysham 59038 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Treasure County. The nearest counties with credit unions:
Credit unions in Rosebud County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Northwestern Energy Employees | 421 Willow Ave, Colstrip 59323 |
| The Morning Star | 509 Cheyenne Avenue South, Lame Deer 59043 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Yellowstone County
24 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 875 Main St, Billings 59105 |
| Altana | 1111 24Th St W, Billings 59102 |
| Billings | 2522 4Th Ave N, Billings 59101 |
| Black Hills | 1595 Grand Ave Ste 235B, Billings 59102 |
| Valley Financial | 1541 Custer Ave, Billings 59102 |
| Intrepid | 1131 N 27Th St, Billings 59101 |
| Rimrock | 952 Central Ave, Billings 59102 |
| Seg | 617 Se 4Th St, Laurel 59044 |
Source: NCUA credit union branch data, June 30, 2026.
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Treasure County?
Treasure County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Treasure County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Treasure County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Treasure County?
Fill out our short online form from anywhere in Treasure County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Treasure County?
Yes. When an unexpected bill comes up, Treasure County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Treasure County, MT?
You can apply at banks, credit unions and lenders in Treasure County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Treasure County with bad credit?
Yes, many lenders in our network work with Treasure County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Treasure County?
Yes. You don't need to visit a branch or storefront anywhere in Treasure County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.