Loans in Valley County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Valley County, MT.
The median household in Valley County earns $71,695 a year, about the same as the Montana median of $72,509. About 10% of residents live below the federal poverty line, and 21.5% of households rent their home. 10.8% of households have no home internet; our form works on any phone.
What you need for a personal loan in Valley County
Here's what to have on hand before you start your personal loan request in Valley County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Valley County
What Valley County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Valley County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Valley County
Banks with branches in Valley County
5 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Opportunity Bank of Montana | 2 | 540 2nd Ave S, Glasgow 59230 |
| Wells Fargo Bank, National Association | 1 | 623 2nd Ave S, Glasgow 59230 |
| Bank of Bridger, National Association | 1 | 110 6th St S, Glasgow 59230 |
| Independence Bank | 1 | 101 8th Street North, Glasgow 59230 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Valley County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Wolf Point | 631 1St Ave N, Glasgow 59230 |
| Fort Peck Community | 54176 Us Highway 2, Glasgow 59230 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Valley County?
Valley County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Valley County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Valley County?
Options include 5 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Valley County?
Fill out our short online form from anywhere in Valley County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Valley County?
Yes. When an unexpected bill comes up, Valley County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Valley County with bad credit?
Yes, many lenders in our network work with Valley County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Valley County, MT?
You can apply at banks, credit unions and lenders in Valley County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Valley County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Valley County residents can start any time, and it takes about 3 minutes.