Loans in Yellowstone County, MT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Yellowstone County, MT.
The median household in Yellowstone County earns $76,570 a year, 6% above the Montana median of $72,509. About 9% of residents live below the federal poverty line, and 30.4% of households rent their home.
What you need for a personal loan in Yellowstone County
Most Yellowstone County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Yellowstone County
What Yellowstone County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Yellowstone County
Payday Loans Not available
Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Personal Loans
Licensed consumer lenders may charge no more than 36% a year interest, plus limited deferral and late fees.
Title Loans Not available
Montana's Title Loan Act was repealed in 2013.
Banks and credit unions in Yellowstone County
Banks with branches in Yellowstone County
47 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Interstate Bank | 10 | 401 N 31st St, Billings 59101 |
| Glacier Bank | 7 | 2615 King Ave W, Billings 59102 |
| Stockman Bank of Montana | 6 | 2450 Main St, Worden 59088 |
| The Yellowstone Bank | 5 | 12 1st Ave, Laurel 59044 |
| U.S. Bank National Association | 4 | 303 N Broadway, Billings 59101 |
| Wells Fargo Bank, National Association | 4 | 175 N 27th St, Billings 59101 |
| Bravera Bank | 3 | 4130 King Ave W, Billings 59106 |
| Opportunity Bank of Montana | 3 | 1005 N 27th St, Billings 59101 |
| JPMorgan Chase Bank, National Association | 2 | 904 Main St, Billings 59105 |
| Little Horn State Bank | 1 | 2900 Central Ave, Billings 59102 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Yellowstone County
24 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 875 Main St, Billings 59105 |
| Altana | 1111 24Th St W, Billings 59102 |
| Billings | 2522 4Th Ave N, Billings 59101 |
| Black Hills | 1595 Grand Ave Ste 235B, Billings 59102 |
| Valley Financial | 1541 Custer Ave, Billings 59102 |
| Intrepid | 1131 N 27Th St, Billings 59101 |
| Rimrock | 952 Central Ave, Billings 59102 |
| Seg | 617 Se 4Th St, Laurel 59044 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Yellowstone County
All Montana counties and cities
Frequently asked questions
Are payday loans legal in Yellowstone County?
Yellowstone County follows Montana law. Montana still has a Deferred Deposit Loan Act, but since Initiative 164 (2010) fees are capped at 36% a year.
Are title loans legal in Yellowstone County?
Montana's Title Loan Act was repealed in 2013.
Where can I get a small loan in Yellowstone County?
Options include 47 bank and 24 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Yellowstone County?
Fill out our short online form from anywhere in Yellowstone County. We share it with lenders in our network that serve Montana; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Yellowstone County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Yellowstone County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Yellowstone County?
Yes. You don't need to visit a branch or storefront anywhere in Yellowstone County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Montana. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Yellowstone County, MT?
You can apply at banks, credit unions and lenders in Yellowstone County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Montana residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Yellowstone County?
Yes. When an unexpected bill comes up, Yellowstone County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.