Loans in Colfax County, NE: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Colfax County, NE.
The median household in Colfax County earns $82,530 a year, 8% above the Nebraska median of $76,475. About 7% of residents live below the federal poverty line, and 23.7% of households rent their home.
What you need for a personal loan in Colfax County
Most Colfax County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Colfax County
What Colfax County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Colfax County
Payday Loans Not available
Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the…
Personal Loans
Licensed installment lenders: 24% on first $1,000, 21% above; loans up to $25,000.
Title Loans Not available
Nebraska has no title-loan licensing law.
Banks and credit unions in Colfax County
Banks with branches in Colfax County
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Homestead Bank | 3 | 1123 B St, Schuyler 68661 |
| Pinnacle Bank | 2 | 301 E 11th St, Schuyler 68661 |
| Citizens State Bank | 2 | 203 N Main St, Leigh 68643 |
| Clarkson Bank | 1 | 243 Pine St, Clarkson 68629 |
| Bank of the Valley | 1 | 104 Valley Drive, Schuyler 68661 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Colfax County. The nearest counties with credit unions:
Credit unions in Platte County
4 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Onenebraska | 2472 39Th Ave, Columbus 68601 |
| Nebraska Energy | 1414 15Th St, Columbus 68601 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Madison County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Northeast Nebraska | 1306 N 13Th St Ste 102, Norfolk 68701 |
| Meadow Grove | 210 Main St, Meadow Grove 68752 |
Source: NCUA credit union branch data, June 30, 2026.
All Nebraska counties and cities
Frequently asked questions
Are payday loans legal in Colfax County?
Colfax County follows Nebraska law. Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the cap is void.
Are title loans legal in Colfax County?
Nebraska has no title-loan licensing law.
Where can I get a small loan in Colfax County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Colfax County?
Fill out our short online form from anywhere in Colfax County. We share it with lenders in our network that serve Nebraska; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Colfax County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Colfax County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Colfax County?
Yes. You don't need to visit a branch or storefront anywhere in Colfax County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Nebraska. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Colfax County?
Yes. When an unexpected bill comes up, Colfax County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Colfax County with bad credit?
Yes, many lenders in our network work with Colfax County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.