Loans in Fillmore County, NE: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Fillmore County, NE.
The median household in Fillmore County earns $76,295 a year, about the same as the Nebraska median of $76,475. About 9% of residents live below the federal poverty line, and 19.6% of households rent their home. 13.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Fillmore County
Lenders that serve Fillmore County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Fillmore County
What Fillmore County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Fillmore County
Payday Loans Not available
Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the…
Personal Loans
Licensed installment lenders: 24% on first $1,000, 21% above; loans up to $25,000.
Title Loans Not available
Nebraska has no title-loan licensing law.
Banks and credit unions in Fillmore County
Banks with branches in Fillmore County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Heartland Bank | 4 | 245 N Washington Ave, Grafton 68365 |
| Generations Bank | 1 | 139 S Exeter Ave, Exeter 68351 |
| Farmers and Merchants Bank | 1 | 501 Main St, Milligan 68406 |
| York State Bank | 1 | 1022 G St, Geneva 68361 |
| Cornerstone Bank | 1 | 311 N 13th St, Geneva 68361 |
| First Bank of Utica | 1 | 407 7th St, Milligan 68406 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Fillmore County. The nearest counties with credit unions:
Credit unions in Seward County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Liberty First | 3531 Progressive Rd Ste 103, Seward 68434 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Adams County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Hastings | 707 N Marian Rd, Hastings 68901 |
Source: NCUA credit union branch data, June 30, 2026.
All Nebraska counties and cities
Frequently asked questions
Are payday loans legal in Fillmore County?
Fillmore County follows Nebraska law. Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the cap is void.
Are title loans legal in Fillmore County?
Nebraska has no title-loan licensing law.
Where can I get a small loan in Fillmore County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Fillmore County?
Fill out our short online form from anywhere in Fillmore County. We share it with lenders in our network that serve Nebraska; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Fillmore County?
Yes. You don't need to visit a branch or storefront anywhere in Fillmore County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Nebraska. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Fillmore County, NE?
You can apply at banks, credit unions and lenders in Fillmore County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Nebraska residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Fillmore County with bad credit?
Yes, many lenders in our network work with Fillmore County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Fillmore County?
Yes. When an unexpected bill comes up, Fillmore County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.