Loans in Knox County, NE: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Knox County, NE.
The median household in Knox County earns $64,636 a year, 15% below the Nebraska median of $76,475. About 14% of residents live below the federal poverty line, and 21.6% of households rent their home. 13.4% of households have no home internet; our form works on any phone.
What you need for a personal loan in Knox County
Lenders that serve Knox County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Knox County
What Knox County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Knox County
Payday Loans Not available
Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the…
Personal Loans
Licensed installment lenders: 24% on first $1,000, 21% above; loans up to $25,000.
Title Loans Not available
Nebraska has no title-loan licensing law.
Banks and credit unions in Knox County
Banks with branches in Knox County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers and Merchants State Bank, Bloomfield, Nebraska | 4 | 301 Main St, Center 68724 |
| Midwest Bank | 1 | 606 Main St, Creighton 68729 |
| Commercial State Bank | 1 | 519 E Broadway St, Wausa 68786 |
| Pinnacle Bank | 1 | 400 Main Street, Verdigre 68783 |
| Brunswick State Bank | 1 | 301 Main Ave, Winnetoon 68789 |
| Cornerstone Bank | 1 | 615 Main St, Creighton 68729 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Knox County. The nearest counties with credit unions:
Credit unions in Madison County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Northeast Nebraska | 1306 N 13Th St Ste 102, Norfolk 68701 |
| Meadow Grove | 210 Main St, Meadow Grove 68752 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Dakota County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Siouxland | 3000 Plaza Dr, South Sioux City 68776 |
Source: NCUA credit union branch data, June 30, 2026.
All Nebraska counties and cities
Frequently asked questions
Are payday loans legal in Knox County?
Knox County follows Nebraska law. Payday (delayed deposit) lenders are still licensed in Nebraska, but since voter-approved Initiative 428 (2020) they may not charge more than 36% APR, and a loan that breaks the cap is void.
Are title loans legal in Knox County?
Nebraska has no title-loan licensing law.
Where can I get a small loan in Knox County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Knox County?
Fill out our short online form from anywhere in Knox County. We share it with lenders in our network that serve Nebraska; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Knox County?
Yes. When an unexpected bill comes up, Knox County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Knox County with bad credit?
Yes, many lenders in our network work with Knox County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Knox County, NE?
You can apply at banks, credit unions and lenders in Knox County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Nebraska residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Knox County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Knox County residents can start any time, and it takes about 3 minutes.