Loans in Coos County, NH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coos County, NH.
The median household in Coos County earns $57,677 a year, 42% below the New Hampshire median of $99,031. About 13% of residents live below the federal poverty line, and 25.8% of households rent their home.
What you need for a personal loan in Coos County
Here's what to have on hand before you start your personal loan request in Coos County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Coos County
What Coos County borrowers use it for
deposits, trucks and first-week expenses
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Coos County
Payday Loans Not available
New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Personal Loans
36% APR cap on small loans up to $10,000, excluding two $100 yearly fees.
Title Loans Legal
Title loans are legal in New Hampshire from licensed lenders.
Banks and credit unions in Coos County
Banks with branches in Coos County
13 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Camden National Bank | 3 | 9 Main St, Berlin 03570 |
| Passumpsic Savings Bank | 3 | 117 Main St, Lancaster 03584 |
| Bank of New Hampshire | 2 | 583 Main St, Gorham 03581 |
| Bangor Savings Bank | 1 | 132 Main St, Colebrook 03576 |
| Citizens Bank, National Association | 1 | 104 Main St, Colebrook 03576 |
| Union Bank | 1 | 3 State St, Groveton 03582 |
| Bar Harbor Bank & Trust | 1 | 199 Main Street Shaw'S Marketplace, Lancaster 03584 |
| Mascoma Bank | 1 | 235 Main St, Lancaster 03584 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Coos County
6 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Service | 200 Coos St, Berlin 03570 |
| Lighthouse | 730 Main St, Berlin 03570 |
Source: NCUA credit union branch data, June 30, 2026.
All New Hampshire counties and cities
Frequently asked questions
Are payday loans legal in Coos County?
Coos County follows New Hampshire law. New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Are title loans legal in Coos County?
Title loans are legal in New Hampshire from licensed lenders.
Where can I get a small loan in Coos County?
Options include 13 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Coos County?
Fill out our short online form from anywhere in Coos County. We share it with lenders in our network that serve New Hampshire; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Coos County?
Yes. You don't need to visit a branch or storefront anywhere in Coos County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Hampshire. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Coos County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Coos County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Coos County, NH?
You can apply at banks, credit unions and lenders in Coos County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Hampshire residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Coos County with bad credit?
Yes, many lenders in our network work with Coos County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.