Loans in Grafton County, NH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Grafton County, NH.
The median household in Grafton County earns $88,261 a year, 11% below the New Hampshire median of $99,031. About 10% of residents live below the federal poverty line, and 28.7% of households rent their home.
What you need for a personal loan in Grafton County
Lenders that serve Grafton County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Grafton County
What Grafton County borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Grafton County
Payday Loans Not available
New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Personal Loans
36% APR cap on small loans up to $10,000, excluding two $100 yearly fees.
Title Loans Legal
Title loans are legal in New Hampshire from licensed lenders.
Banks and credit unions in Grafton County
Banks with branches in Grafton County
48 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bar Harbor Bank & Trust | 13 | 63 Central St, Woodsville 03785 |
| Mascoma Bank | 8 | 67 N Park St, Lebanon 03766 |
| Ledyard National Bank | 6 | 5 Main St, Lyme 03768 |
| Bank of New Hampshire | 4 | 160 Main St, Littleton 03561 |
| Citizens Bank, National Association | 3 | 20 Highland St, Plymouth 03264 |
| Union Bank | 3 | 76 Main St, Littleton 03561 |
| Meredith Village Savings Bank | 3 | 5 Riverside Dr, Ashland 03217 |
| The Camden National Bank | 2 | 287 Highland St, Plymouth 03264 |
| Passumpsic Savings Bank | 2 | 81 Meadow St, Littleton 03561 |
| Bank of America, National Association | 1 | 63 S Main St, Hanover 03755 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Grafton County
6 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Service | 1 Medical Center Dr, Lebanon 03756 |
| Lighthouse | 199 Heater Rd, Lebanon 03766 |
| Northern Lights | 218 Dells Rd, Littleton 03561 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Grafton County
All New Hampshire counties and cities
Frequently asked questions
Are payday loans legal in Grafton County?
Grafton County follows New Hampshire law. New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Are title loans legal in Grafton County?
Title loans are legal in New Hampshire from licensed lenders.
Where can I get a small loan in Grafton County?
Options include 48 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Grafton County?
Fill out our short online form from anywhere in Grafton County. We share it with lenders in our network that serve New Hampshire; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Grafton County, NH?
You can apply at banks, credit unions and lenders in Grafton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Hampshire residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Grafton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Grafton County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Grafton County?
Yes. When an unexpected bill comes up, Grafton County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Grafton County?
Yes. You don't need to visit a branch or storefront anywhere in Grafton County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Hampshire. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.