Loans in Sullivan County, NH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Sullivan County, NH.
The median household in Sullivan County earns $80,858 a year, 18% below the New Hampshire median of $99,031. About 10% of residents live below the federal poverty line, and 24.6% of households rent their home.
What you need for a personal loan in Sullivan County
Lenders that serve Sullivan County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Sullivan County
What Sullivan County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Sullivan County
Payday Loans Not available
New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Personal Loans
36% APR cap on small loans up to $10,000, excluding two $100 yearly fees.
Title Loans Legal
Title loans are legal in New Hampshire from licensed lenders.
Banks and credit unions in Sullivan County
Banks with branches in Sullivan County
12 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bar Harbor Bank & Trust | 4 | 9 Main St, Newport 03773 |
| Sugar River Bank | 3 | 10 N Main St, Newport 03773 |
| Claremont Savings Bank | 2 | 145 Broad St, Claremont 03743 |
| Citizens Bank, National Association | 1 | 74 Pleasant St, Claremont 03743 |
| Bank of New Hampshire | 1 | 14 Sullivan St, Claremont 03743 |
| Mascoma Bank | 1 | 137 Broad St, Claremont 03743 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Sullivan County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| One | 5 Kinney Pl, Claremont 03743 |
| Northern Lights | 98 Charlestown Rd, Claremont 03743 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Sullivan County
All New Hampshire counties and cities
Frequently asked questions
Are payday loans legal in Sullivan County?
Sullivan County follows New Hampshire law. New Hampshire licenses payday lenders under RSA 399-A, but the APR is capped at 36% and interest is the only charge allowed, which makes the usual fee-based payday loan unworkable.
Are title loans legal in Sullivan County?
Title loans are legal in New Hampshire from licensed lenders.
Where can I get a small loan in Sullivan County?
Options include 12 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Sullivan County?
Fill out our short online form from anywhere in Sullivan County. We share it with lenders in our network that serve New Hampshire; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Sullivan County?
Yes. When an unexpected bill comes up, Sullivan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Sullivan County with bad credit?
Yes, many lenders in our network work with Sullivan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Sullivan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Sullivan County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Sullivan County?
Yes. You don't need to visit a branch or storefront anywhere in Sullivan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Hampshire. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.