Loans in Curry County, NM: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Curry County, NM.
The median household in Curry County earns $57,309 a year, 11% below the New Mexico median of $64,059. About 20% of residents live below the federal poverty line, and 37.3% of households rent their home.
What you need for a personal loan in Curry County
Lenders that serve Curry County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Curry County
What Curry County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Curry County
Payday Loans Not available
Payday loans are banned in New Mexico.
Personal Loans
36% APR all-in cap on loans up to $10,000 (raised from 175%).
Title Loans Not available
Short-term title loans are banned.
Banks and credit unions in Curry County
Banks with branches in Curry County
15 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Citizens Bank of Clovis | 4 | 421 Pile St, Clovis 88101 |
| The Bank of Clovis | 2 | 300 N Main St, Clovis 88101 |
| American Heritage Bank | 2 | 3300 N Prince St, Clovis 88101 |
| UMB Bank, National Association | 1 | 709 Pile St, Clovis 88101 |
| Western Commerce Bank | 1 | 101 W Llano Estacado Blvd, Clovis 88101 |
| WaFd Bank | 1 | 2720 N Prince St, Clovis 88101 |
| U.S. Bank National Association | 1 | 2501 N Prince St, Clovis 88101 |
| The James Polk Stone Community Bank | 1 | 901 Colonial Pkwy, Clovis 88101 |
| Wells Fargo Bank, National Association | 1 | 223 N Main St, Clovis 88101 |
| First National Bank Texas | 1 | 3728 N Prince St, Clovis 88101 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Curry County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Cannon | 4205 N Prince St, Clovis 88101 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Curry County
All New Mexico counties and cities
Frequently asked questions
Are payday loans legal in Curry County?
Curry County follows New Mexico law. Payday loans are banned in New Mexico.
Are title loans legal in Curry County?
Short-term title loans are banned.
Where can I get a small loan in Curry County?
Options include 15 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Curry County?
Fill out our short online form from anywhere in Curry County. We share it with lenders in our network that serve New Mexico; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Curry County?
Yes. You don't need to visit a branch or storefront anywhere in Curry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New Mexico. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Curry County with bad credit?
Yes, many lenders in our network work with Curry County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Curry County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Curry County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Curry County, NM?
You can apply at banks, credit unions and lenders in Curry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New Mexico residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.