Loans in Burke County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Burke County, ND.
The median household in Burke County earns $91,591 a year, 19% above the North Dakota median of $76,657. About 6% of residents live below the federal poverty line, and 24.9% of households rent their home.
What you need for a payday loan in Burke County
Most Burke County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Burke County
What Burke County borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Burke County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Burke County
Banks with branches in Burke County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Dacotah Bank | 1 | 15 Main St Se, Bowbells 58721 |
| Liberty State Bank | 1 | 111 Main St, Powers Lake 58773 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Burke County. The nearest counties with credit unions:
Credit unions in Renville County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Dakota West | 202 Main St E, Mohall 58761 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Mountrail County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Town And Country | 1101 4Th St Se, Stanley 58784 |
| Dakota West | 105 East Ave, New Town 58763 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Burke County?
Burke County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Burke County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Burke County?
Options include 2 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Burke County?
Fill out our short online form from anywhere in Burke County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Burke County?
Yes. When an unexpected bill comes up, Burke County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Burke County, ND?
You can apply at banks, credit unions and lenders in Burke County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Burke County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Burke County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Burke County?
Yes. You don't need to visit a branch or storefront anywhere in Burke County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.