Loans in Burleigh County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Burleigh County, ND.
The median household in Burleigh County earns $86,851 a year, 13% above the North Dakota median of $76,657. About 8% of residents live below the federal poverty line, and 28.8% of households rent their home.
What you need for a payday loan in Burleigh County
Most Burleigh County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Burleigh County
What Burleigh County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Burleigh County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Burleigh County
Banks with branches in Burleigh County
41 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| BNC National Bank | 6 | 322 E Main Ave, Bismarck 58501 |
| Bravera Bank | 6 | 1101 E Interstate Ave, Bismarck 58503 |
| Gate City Bank | 5 | 304 E Rosser Ave, Bismarck 58501 |
| Starion Bank | 4 | 333 N 4th St, Bismarck 58501 |
| Kirkwood Bank & Trust Co. | 3 | 2911 N 14th St, Bismarck 58503 |
| Dakota Community Bank & Trust, National Association | 3 | 1727 State St, Bismarck 58501 |
| U.S. Bank National Association | 3 | 200 N 3rd St, Bismarck 58501 |
| First Western Bank & Trust | 2 | 3703 Lockport St, Bismarck 58503 |
| Wells Fargo Bank, National Association | 1 | 400 E Broadway Ave, Bismarck 58501 |
| Security First Bank of North Dakota | 1 | 3000 N 14th St, Bismarck 58503 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Burleigh County
10 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| First Community | 3201 Weiss Ave, Bismarck 58503 |
| Capital | 204 W Thayer Ave, Bismarck 58501 |
| Railway | 3005 Rock Island Pl, Bismarck 58504 |
| Vue Community | 818 E Main Ave, Bismarck 58501 |
| Hometown | 109 Mcdougall Dr Ste 5, Lincoln 58504 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Burleigh County
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Burleigh County?
Burleigh County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Burleigh County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Burleigh County?
Options include 41 bank and 10 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Burleigh County?
Fill out our short online form from anywhere in Burleigh County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Burleigh County?
Yes. You don't need to visit a branch or storefront anywhere in Burleigh County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Burleigh County with bad credit?
Yes, many lenders in our network work with Burleigh County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Burleigh County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Burleigh County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Burleigh County?
Yes. When an unexpected bill comes up, Burleigh County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.