Loans in Dunn County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Dunn County, ND.
The median household in Dunn County earns $97,689 a year, 27% above the North Dakota median of $76,657. About 7% of residents live below the federal poverty line, and 25.7% of households rent their home.
What you need for a payday loan in Dunn County
Here's what to have on hand before you start your payday loan request in Dunn County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Dunn County
What Dunn County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Dunn County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Dunn County
Banks with branches in Dunn County
3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bravera Bank | 1 | 150 Central Avenue N, Killdeer 58640 |
| The Union Bank | 1 | 13 E Main St, Halliday 58636 |
| First International Bank & Trust | 1 | Central And High Streets, Killdeer 58640 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Dunn County. The nearest counties with credit unions:
Credit unions in Mercer County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Capital | 145 Main Rd E, Hazen 58545 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Stark County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Western Cooperative | 290 15Th St W, Dickinson 58601 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Dunn County?
Dunn County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Dunn County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Dunn County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Dunn County?
Fill out our short online form from anywhere in Dunn County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Dunn County with bad credit?
Yes, many lenders in our network work with Dunn County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Dunn County, ND?
You can apply at banks, credit unions and lenders in Dunn County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Dunn County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Dunn County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Dunn County?
Yes. You don't need to visit a branch or storefront anywhere in Dunn County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.