Loans in Foster County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Foster County, ND.
The median household in Foster County earns $87,831 a year, 15% above the North Dakota median of $76,657. About 9% of residents live below the federal poverty line, and 20.3% of households rent their home.
What you need for a payday loan in Foster County
Lenders that serve Foster County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Foster County
What Foster County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Foster County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Foster County
Banks with branches in Foster County
3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Old National Bank | 1 | 807 Main St, Carrington 58421 |
| Bank Forward | 1 | 484 Main St, Carrington 58421 |
| Gate City Bank | 1 | 720 Main St, Carrington 58421 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Foster County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Community | 115 11Th Ave N, Carrington 58421 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Foster County?
Foster County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Foster County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Foster County?
Options include 3 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Foster County?
Fill out our short online form from anywhere in Foster County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Foster County?
Yes. You don't need to visit a branch or storefront anywhere in Foster County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Foster County, ND?
You can apply at banks, credit unions and lenders in Foster County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Foster County with bad credit?
Yes, many lenders in our network work with Foster County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Foster County?
Yes. When an unexpected bill comes up, Foster County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.