Loans in LaMoure County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for LaMoure County, ND.
The median household in LaMoure County earns $80,664 a year, 5% above the North Dakota median of $76,657. About 9% of residents live below the federal poverty line, and 16.4% of households rent their home.
What you need for a payday loan in LaMoure County
Lenders that serve LaMoure County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in LaMoure County
What LaMoure County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in LaMoure County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in LaMoure County
Banks with branches in LaMoure County
6 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Heartland State Bank | 2 | 13 Main Ave N, Kulm 58456 |
| BankNorth | 2 | 204 4th Main Avenue, Marion 58466 |
| Dakota Heritage Bank | 1 | 520 Logie St, Jud 58454 |
| Choice Financial Group | 1 | 119 S Main St, Lamoure 58458 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in LaMoure County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Dakota Plains | 212 5Th Ave, Edgeley 58433 |
| Hometown | 18 Main Ave S, Kulm 58456 |
| Lamoure | 203 7Th St Se, Lamoure 58458 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in LaMoure County?
LaMoure County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in LaMoure County?
North Dakota has no separate title-loan law.
Where can I get a small loan in LaMoure County?
Options include 6 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in LaMoure County?
Fill out our short online form from anywhere in LaMoure County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in LaMoure County with bad credit?
Yes, many lenders in our network work with LaMoure County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in LaMoure County, ND?
You can apply at banks, credit unions and lenders in LaMoure County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in LaMoure County?
Yes. You don't need to visit a branch or storefront anywhere in LaMoure County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in LaMoure County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. LaMoure County residents can start any time, and it takes about 3 minutes.