Loans in Logan County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, ND.
The median household in Logan County earns $62,750 a year, 18% below the North Dakota median of $76,657. About 12% of residents live below the federal poverty line, and 17.0% of households rent their home. 16.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Logan County
Here's what to have on hand before you start your payday loan request in Logan County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Logan County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Logan County
Banks with branches in Logan County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Dakota Heritage Bank | 1 | 325 Main St, Gackle 58442 |
| Stock Growers Bank | 1 | 324 Main Ave, Napoleon 58561 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Logan County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| First Community | 97 Broadway, Napoleon 58561 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Logan County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Logan County?
Options include 2 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Logan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Logan County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Logan County?
Yes. You don't need to visit a branch or storefront anywhere in Logan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Logan County?
Yes. When an unexpected bill comes up, Logan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Logan County, ND?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.