Loans in Morton County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Morton County, ND.
The median household in Morton County earns $79,382 a year, about the same as the North Dakota median of $76,657. About 8% of residents live below the federal poverty line, and 25.8% of households rent their home.
What you need for a payday loan in Morton County
Lenders that serve Morton County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Morton County
What Morton County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Morton County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Morton County
Banks with branches in Morton County
14 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Security First Bank of North Dakota | 3 | 700 Ash Ave, New Salem 58563 |
| Dakota Community Bank & Trust, National Association | 3 | 609 Main St, Hebron 58638 |
| Wells Fargo Bank, National Association | 1 | 111 2nd Ave Nw, Mandan 58554 |
| The Union Bank | 1 | 106 W South Ave, Glen Ullin 58631 |
| Starion Bank | 1 | 109 1st St Nw, Mandan 58554 |
| Grant County State Bank | 1 | 100 N Main St, Flasher 58535 |
| Gate City Bank | 1 | 405 E Main St, Mandan 58554 |
| Bravera Bank | 1 | 101 E Main St, Mandan 58554 |
| BNC National Bank | 1 | 2711 Sunset Dr, Mandan 58554 |
| First International Bank & Trust | 1 | 4530 Memorial Hwy, Mandan 58554 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Morton County
7 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| First Community | 4614 Memorial Hwy, Mandan 58554 |
| Capital | 600 E Main St, Mandan 58554 |
| Western Cooperative | 701 Main St, Hebron 58638 |
| Railway | 1006 E Main St, Mandan 58554 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Morton County
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Morton County?
Morton County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Morton County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Morton County?
Options include 14 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Morton County?
Fill out our short online form from anywhere in Morton County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Morton County?
Yes. When an unexpected bill comes up, Morton County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Morton County with bad credit?
Yes, many lenders in our network work with Morton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Morton County, ND?
You can apply at banks, credit unions and lenders in Morton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Morton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Morton County residents can start any time, and it takes about 3 minutes.