Loans in Mountrail County, ND: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mountrail County, ND.
The median household in Mountrail County earns $80,717 a year, 5% above the North Dakota median of $76,657. About 14% of residents live below the federal poverty line, and 38.5% of households rent their home.
What you need for a payday loan in Mountrail County
Lenders that serve Mountrail County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Mountrail County
What Mountrail County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Mountrail County
Payday Loans Legal
Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Personal Loans
36% APR cap (including origination charges) for licensed lenders; loans under $2,000 limited to 36 months with equal payments.
Title Loans Limited
North Dakota has no separate title-loan law.
Banks and credit unions in Mountrail County
Banks with branches in Mountrail County
6 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Cornerstone Bank | 4 | 11 S Main Street, Parshall 58770 |
| Bravera Bank | 1 | 15 S Main St, Stanley 58784 |
| BNC National Bank | 1 | 210 S Main St, Stanley 58784 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mountrail County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Town And Country | 1101 4Th St Se, Stanley 58784 |
| Dakota West | 105 East Ave, New Town 58763 |
Source: NCUA credit union branch data, June 30, 2026.
All North Dakota counties and cities
Frequently asked questions
Are payday loans legal in Mountrail County?
Mountrail County follows North Dakota law. Payday loans (called deferred presentment services) are legal in North Dakota when made by a lender licensed by the Department of Financial Institutions under N.D.C.C.
Are title loans legal in Mountrail County?
North Dakota has no separate title-loan law.
Where can I get a small loan in Mountrail County?
Options include 6 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mountrail County?
Fill out our short online form from anywhere in Mountrail County. We share it with lenders in our network that serve North Dakota; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Mountrail County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mountrail County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Mountrail County, ND?
You can apply at banks, credit unions and lenders in Mountrail County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Dakota residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Mountrail County?
Yes. You don't need to visit a branch or storefront anywhere in Mountrail County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Dakota. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Mountrail County with bad credit?
Yes, many lenders in our network work with Mountrail County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.