Loans in Caddo County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Caddo County, OK.
The median household in Caddo County earns $55,353 a year, 15% below the Oklahoma median of $65,039. About 18% of residents live below the federal poverty line, and 27.3% of households rent their home. 14.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Caddo County
Here's what to have on hand before you start your personal loan request in Caddo County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Caddo County
What Caddo County borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Caddo County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Caddo County
Banks with branches in Caddo County
15 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Commerce | 3 | 110 W Oklahoma Ave, Anadarko 73005 |
| Legacy Bank | 2 | 101 W Main St, Hinton 73047 |
| First State Bank | 2 | 101 West Main Street, Gracemont 73042 |
| Bank of Hydro | 2 | 146 W Main St, Hydro 73048 |
| Washita Valley Bank | 1 | 204 N Hazlett St, Fort Cobb 73038 |
| Shamrock Bank, N.A. | 1 | 104 N Coblake St, Apache 73006 |
| The Farmers Bank | 1 | 31 West Main Street, Carnegie 73015 |
| MidFirst Bank | 1 | 201 Sw 2nd St, Anadarko 73005 |
| Blue Sky Bank | 1 | 1107 N Broadway, Hinton 73047 |
| Liberty National Bank | 1 | 802 Coblake St, Apache 73006 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Caddo County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Cooperative Employees | 701 Ne 7Th St, Anadarko 73005 |
Source: NCUA credit union branch data, June 30, 2026.
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Caddo County?
Caddo County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Caddo County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Caddo County?
Options include 15 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Caddo County?
Fill out our short online form from anywhere in Caddo County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Caddo County, OK?
You can apply at banks, credit unions and lenders in Caddo County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Caddo County?
Yes. When an unexpected bill comes up, Caddo County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Caddo County?
Yes. You don't need to visit a branch or storefront anywhere in Caddo County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oklahoma. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Caddo County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Caddo County residents can start any time, and it takes about 3 minutes.