Loans in Delaware County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Delaware County, OK.
The median household in Delaware County earns $56,676 a year, 13% below the Oklahoma median of $65,039. About 19% of residents live below the federal poverty line, and 22.9% of households rent their home. 11.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Delaware County
Lenders that serve Delaware County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Delaware County
What Delaware County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Delaware County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Delaware County
Banks with branches in Delaware County
11 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Arvest Bank | 3 | 338 South 5th Street, Jay 74346 |
| Grand Savings Bank | 2 | 1022 S Main St, Grove 74344 |
| BOKF, National Association | 1 | 201 S Main St, Grove 74344 |
| Carson Community Bank | 1 | 2344 Us 412, Colcord 74338 |
| Bank of Grand Lake | 1 | 201 E 18th St, Grove 74344 |
| RCB Bank | 1 | 26551 S Highway 125, Afton 74331 |
| BancFirst | 1 | 32 W 13th St, Grove 74344 |
| Local Bank | 1 | 240 E 3rd St, Suite H, Grove 74344 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Delaware County. The nearest counties with credit unions:
Credit unions in Mayes County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Westreet | 125 E Graham Ave, Pryor 74361 |
| Ttcu | 304 S Mill St, Pryor 74361 |
| Red Crown | 19 N Rowe St, Pryor 74361 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Ottawa County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Ttcu | 303 Admiral Trussler Blvd, Miami 74354 |
Source: NCUA credit union branch data, June 30, 2026.
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Delaware County?
Delaware County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Delaware County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Delaware County?
Options include 11 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Delaware County?
Fill out our short online form from anywhere in Delaware County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Delaware County, OK?
You can apply at banks, credit unions and lenders in Delaware County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Delaware County?
Yes. When an unexpected bill comes up, Delaware County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Delaware County with bad credit?
Yes, many lenders in our network work with Delaware County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Delaware County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Delaware County residents can start any time, and it takes about 3 minutes.