Loans in Grant County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Grant County, OK.
The median household in Grant County earns $60,758 a year, 7% below the Oklahoma median of $65,039. About 18% of residents live below the federal poverty line, and 23.7% of households rent their home. 19.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Grant County
Here's what to have on hand before you start your personal loan request in Grant County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Grant County
What Grant County borrowers use it for
cover a short gap before payday
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Grant County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Grant County
Banks with branches in Grant County
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Gateway First Bank | 1 | 107 South Main Street, Nash 73761 |
| The First State Bank of Pond Creek, Oklahoma | 1 | 136 W Broadway St, Pond Creek 73766 |
| The State Exchange Bank | 1 | 1280 Main St, Lamont 74643 |
| Grant County Bank | 1 | 120 S Main St, Medford 73759 |
| Bank 7 | 1 | 120 N 1st St, Medford 73759 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Grant County. The nearest counties with credit unions:
Credit unions in Garfield County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Tinker | 801 S Oakwood Rd, Enid 73703 |
| Communication | 2021 W Owen K Garriott Rd, Enid 73703 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Kay County
3 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Cherokee Strip | 1508 E Prospect Ave, Ponca City 74604 |
Source: NCUA credit union branch data, June 30, 2026.
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Grant County?
Grant County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Grant County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Grant County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Grant County?
Fill out our short online form from anywhere in Grant County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Grant County with bad credit?
Yes, many lenders in our network work with Grant County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Grant County?
Yes. When an unexpected bill comes up, Grant County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Grant County, OK?
You can apply at banks, credit unions and lenders in Grant County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Grant County?
Yes. You don't need to visit a branch or storefront anywhere in Grant County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oklahoma. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.