Loans in Logan County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, OK.
The median household in Logan County earns $83,899 a year, 29% above the Oklahoma median of $65,039. About 12% of residents live below the federal poverty line, and 14.8% of households rent their home.
What you need for a personal loan in Logan County
Most Logan County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
handle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Logan County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Logan County
Banks with branches in Logan County
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| F&M Bank | 3 | 1800 E Oklahoma Ave, Guthrie 73044 |
| BancFirst | 2 | 202 W Oklahoma Ave, Guthrie 73044 |
| InterBank | 2 | 110 E Cleveland Ave, Guthrie 73044 |
| Prism Bank | 1 | 2610 S Division St, Guthrie 73044 |
| International Bank of Commerce | 1 | 120 N Division St, Guthrie 73044 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Logan County. The nearest counties with credit unions:
Credit unions in Oklahoma County
87 credit-union locations from 21 credit unions.
| Credit union | Location |
|---|---|
| Tinker | 1401 N Kelly Ave, Edmond 73003 |
| Oklahoma'S | 200 Ne 21St St, Oklahoma City 73105 |
| U. S. Employees O. C. | 4301 S Interstate 44 Service Rd, Oklahoma City 73119 |
| Navy Federal Credit Union | 13100 N Pennsylvania Ave Ste B, Oklahoma City 73120 |
| Ttcu | 925 Covell Village Drive, Edmond 73003 |
| Advancial | 3416 S Bryant Ave Ste 130, Edmond 73013 |
| Communication | 427 Nw 6Th St, Oklahoma City 73102 |
| Weokie | 8100 W Reno Ave, Oklahoma City 73127 |
| Farmers Insurance | 7340 W Memorial Rd, Oklahoma City 73142 |
| True Sky | 3805 S Western Ave, Oklahoma City 73109 |
| Allegiance | 4235 N Meridian Ave, Oklahoma City 73112 |
| The Focus | 420 Ne 10Th St, Oklahoma City 73104 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Payne County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Tinker | 5101 W 6Th Ave, Stillwater 74074 |
| Okunity | 311 E Mcelroy Rd, Stillwater 74075 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Logan County
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Logan County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Logan County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Logan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Logan County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Logan County, OK?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Logan County with bad credit?
Yes, many lenders in our network work with Logan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Logan County?
Yes. When an unexpected bill comes up, Logan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.