Loans in Love County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Love County, OK.
The median household in Love County earns $66,580 a year, about the same as the Oklahoma median of $65,039. About 15% of residents live below the federal poverty line, and 27.0% of households rent their home. 12.0% of households have no home internet; our form works on any phone.
What you need for a personal loan in Love County
Most Love County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Love County
What Love County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Love County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Love County
Banks with branches in Love County
4 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| BancFirst | 2 | 105 S 2nd Ave, Marietta 73448 |
| First National Bank and Trust Company of Ardmore | 1 | 1101 Memorial Dr, Marietta 73448 |
| American Nation Bank | 1 | 1003 Memorial Dr, Marietta 73448 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Love County. The nearest counties with credit unions:
Credit unions in Carter County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Communication | 1549 N Rockford Rd, Ardmore 73401 |
| Mtc | 2001 12Th Ave Nw, Ardmore 73401 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Stephens County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Endurance | 3675 N Highway 81, Duncan 73533 |
| Oklahoma Educators | 1006 W Main St, Duncan 73533 |
| Velma | 297655 E Old Hwy 7 Rd, Duncan 73533 |
Source: NCUA credit union branch data, June 30, 2026.
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Love County?
Love County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Love County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Love County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Love County?
Fill out our short online form from anywhere in Love County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Love County?
Yes. When an unexpected bill comes up, Love County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Love County?
Yes. You don't need to visit a branch or storefront anywhere in Love County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oklahoma. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Love County, OK?
You can apply at banks, credit unions and lenders in Love County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Love County with bad credit?
Yes, many lenders in our network work with Love County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.