Loans in Mayes County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mayes County, OK.
The median household in Mayes County earns $60,305 a year, 7% below the Oklahoma median of $65,039. About 16% of residents live below the federal poverty line, and 25.6% of households rent their home.
What you need for a personal loan in Mayes County
Lenders that serve Mayes County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Mayes County
What Mayes County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Mayes County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Mayes County
Banks with branches in Mayes County
15 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| RCB Bank | 3 | 222 Se 1st St, Pryor 74361 |
| BancFirst | 2 | 110 W Ketchum Ave, Ketchum 74349 |
| Bank of Commerce | 2 | 111 West Main Street, Adair 74330 |
| First Bank | 2 | 724 East Main, Locust Grove 74352 |
| First Pryority Bank | 1 | 310 E Graham Ave, Pryor 74361 |
| All Capital Bank | 1 | 210 E Main St, Locust Grove 74352 |
| Welch State Bank of Welch, Okla. | 1 | 215 W Main St, Chouteau 74337 |
| Lakeside Bank of Salina | 1 | 103 W Ferry St, Salina 74365 |
| Arvest Bank | 1 | 101 S Mill St, Pryor 74361 |
| Bank of Grand Lake | 1 | 2173 N. 3rd St., Langley 74350 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mayes County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Westreet | 125 E Graham Ave, Pryor 74361 |
| Ttcu | 304 S Mill St, Pryor 74361 |
| Red Crown | 19 N Rowe St, Pryor 74361 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Mayes County?
Mayes County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Mayes County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Mayes County?
Options include 15 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mayes County?
Fill out our short online form from anywhere in Mayes County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Mayes County?
Yes. When an unexpected bill comes up, Mayes County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Mayes County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mayes County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Mayes County?
Yes. You don't need to visit a branch or storefront anywhere in Mayes County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oklahoma. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Mayes County with bad credit?
Yes, many lenders in our network work with Mayes County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.