Loans in Tulsa County, OK: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tulsa County, OK.
The median household in Tulsa County earns $69,009 a year, 6% above the Oklahoma median of $65,039. About 15% of residents live below the federal poverty line, and 40.3% of households rent their home.
What you need for a personal loan in Tulsa County
Here's what to have on hand before you start your personal loan request in Tulsa County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Tulsa County
What Tulsa County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Tulsa County
Payday Loans Not available
Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Personal Loans
Supervised loans: about 32% plus fed funds rate (tiered); small loans: 17% monthly.
Title Loans Limited
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Banks and credit unions in Tulsa County
Banks with branches in Tulsa County
204 FDIC-insured bank branches from 52 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Arvest Bank | 22 | 2500 W Edison St, Tulsa 74127 |
| BOKF, National Association | 21 | 1 Williams Ctr, Tulsa 74172 |
| JPMorgan Chase Bank, National Association | 11 | 321 S Boston Ave, Tulsa 74103 |
| International Bank of Commerce | 11 | 2250 E 73rd St, Tulsa 74136 |
| BancFirst | 10 | 200 E Main St, Jenks 74037 |
| MidFirst Bank | 10 | 9139 S Yale Ave, Tulsa 74137 |
| Prosperity Bank | 9 | 1330 S Harvard Ave, Tulsa 74112 |
| Bank of America, National Association | 9 | 10131 E 11th St, Tulsa 74128 |
| The City National Bank and Trust Company of Lawton, Oklahoma | 9 | 3116 S Garnett Rd, Tulsa 74146 |
| Mabrey Bank | 8 | 14821 S Memorial Dr, Bixby 74008 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tulsa County
75 credit-union locations from 21 credit unions.
| Credit union | Location |
|---|---|
| Tinker | 8920 E 61St St, Tulsa 74133 |
| American Airlines | 12411 E 96Th St N, Owasso 74055 |
| Westreet | 9323 E 21St St, Tulsa 74129 |
| Oklahoma'S | 201 W 5Th St Ste 320, Tulsa 74103 |
| Encentus | 1320 S Lewis Ave, Tulsa 74104 |
| Ttcu | 3720 E 31St St, Tulsa 74135 |
| Communication | 108 E 8Th St, Tulsa 74119 |
| Oklahoma Central | 4956 S Peoria Ave, Tulsa 74105 |
| Western Sun | 907 S Detroit Ave, Tulsa 74120 |
| Red Crown | 5001 E 91St St, Tulsa 74137 |
| Energy One | 220 W 7Th St, Tulsa 74119 |
| Green Country | 3973 S Highway 97, Sand Springs 74063 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Tulsa County
All Oklahoma counties and cities
Frequently asked questions
Are payday loans legal in Tulsa County?
Tulsa County follows Oklahoma law. Traditional payday loans (deferred deposit loans) ended in Oklahoma when all Deferred Deposit Lending Act licenses were terminated on August 1, 2020.
Are title loans legal in Tulsa County?
Oklahoma has no separate title-loan law, and Small Lenders Act loans must be unsecured.
Where can I get a small loan in Tulsa County?
Options include 204 bank and 75 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tulsa County?
Fill out our short online form from anywhere in Tulsa County. We share it with lenders in our network that serve Oklahoma; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Tulsa County with bad credit?
Yes, many lenders in our network work with Tulsa County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Tulsa County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Tulsa County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Tulsa County?
Yes. When an unexpected bill comes up, Tulsa County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Tulsa County, OK?
You can apply at banks, credit unions and lenders in Tulsa County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oklahoma residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.