Loans in Allegheny County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Allegheny County, PA.
The median household in Allegheny County earns $78,548 a year, about the same as the Pennsylvania median of $77,971. About 12% of residents live below the federal poverty line, and 34.8% of households rent their home.
What you need for a personal loan in Allegheny County
Here's what to have on hand before you start your personal loan request in Allegheny County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Allegheny County
What Allegheny County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Allegheny County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Allegheny County
Banks with branches in Allegheny County
363 FDIC-insured bank branches from 31 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PNC Bank, National Association | 56 | 2 W Main St, Carnegie 15106 |
| First National Bank of Pennsylvania | 44 | 1114 E Carson St, Pittsburgh 15203 |
| Citizens Bank, National Association | 42 | 4761 Route 8, Allison Park 15101 |
| Dollar Bank, Federal Savings Bank | 36 | 5137 Butler St, Pittsburgh 15201 |
| KeyBank National Association | 26 | 300 6th Ave, Pittsburgh 15222 |
| First Commonwealth Bank | 24 | 428 Station St, Bridgeville 15017 |
| JPMorgan Chase Bank, National Association | 23 | 301 Grant St, Pittsburgh 15219 |
| The Huntington National Bank | 20 | 1633 State Route 51 South, Jefferson Hills 15025 |
| Bank of America, National Association | 14 | 1801 Washington Rd, Pittsburgh 15241 |
| S&T Bank | 13 | 7660 Saltsburg Rd, Pittsburgh 15239 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Allegheny County
100 credit-union locations from 48 credit unions.
| Credit union | Location |
|---|---|
| Clearview | 8805 University Blvd, Moon Township 15108 |
| West-Aircomm | 989 Beaver Grade Rd, Moon Twp 15108 |
| Pheple | 209 5Th Ave, Tarentum 15084 |
| Greater Pittsburgh | 4415 5Th Ave, Pittsburgh 15213 |
| New Alliance | 3709 Butler St, Pittsburgh 15201 |
| Pittsburgh Firefighters' | 2239 Banksville Rd, Pittsburgh 15216 |
| Paac Transit Division | 219 Fort Pitt Blvd Fl 2, Pittsburgh 15222 |
| Va Pittsburgh Employees | 1010 Delafield Rd, Pittsburgh 15215 |
| Pittsburgh | 317 Brownsville Rd, Pittsburgh 15210 |
| A T & T Employees Pittsburgh | 635 Grant St, Pittsburgh 15219 |
| Fedex Employees Credit Association | 1000 Fedex Dr, Moon Township 15108 |
| Bayer Heritage | 102 Bayer Rd, Pittsburgh 15205 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Allegheny County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Allegheny County?
Allegheny County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Allegheny County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Allegheny County?
Options include 363 bank and 100 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Allegheny County?
Fill out our short online form from anywhere in Allegheny County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Allegheny County with bad credit?
Yes, many lenders in our network work with Allegheny County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Allegheny County?
Yes. You don't need to visit a branch or storefront anywhere in Allegheny County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Allegheny County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Allegheny County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Allegheny County, PA?
You can apply at banks, credit unions and lenders in Allegheny County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.