Loans in Beaver County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beaver County, PA.
The median household in Beaver County earns $71,089 a year, 9% below the Pennsylvania median of $77,971. About 10% of residents live below the federal poverty line, and 25.0% of households rent their home.
What you need for a personal loan in Beaver County
Lenders that serve Beaver County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Beaver County
What Beaver County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Beaver County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Beaver County
Banks with branches in Beaver County
27 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 6 | 671 3rd St, Beaver 15009 |
| WesBanco Bank, Inc. | 6 | 1427 7th Ave, Beaver Falls 15010 |
| First National Bank of Pennsylvania | 5 | 2719 Brodhead Rd, Aliquippa 15001 |
| PNC Bank, National Association | 3 | 2676 Brodhead Rd, Aliquippa 15001 |
| Citizens Bank, National Association | 3 | 907 22nd St, Aliquippa 15001 |
| Brentwood Bank | 1 | 303 Leopard Ln, West Bridgewater 15009 |
| Farmers Building and Savings Bank | 1 | 290 W Park St, Rochester 15074 |
| First Commonwealth Bank | 1 | 80 Wagner Rd, Monaca 15061 |
| Woodforest National Bank | 1 | 100 Chippewa Town Ctr, Beaver Falls 15010 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Beaver County
21 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Clearview | 2646 Brodhead Rd, Aliquippa 15001 |
| West-Aircomm | 2015 Main St, Aliquippa 15001 |
| New Alliance | 835 Merchant St, Ambridge 15003 |
| Usx | 115 Wagner Rd Unit 108, Monaca 15061 |
| Freedom United | 283 Adams St, Rochester 15074 |
| Friendly | 2000 Main St, Aliquippa 15001 |
| West Penn P&P | 1089 3Rd St, Beaver 15009 |
| R-S Bellco | 710 3Rd Ave, New Brighton 15066 |
| A & S | 2090 Brodhead Rd, Aliquippa 15001 |
| Blackhawk | 2358 Darlington Rd, Beaver Falls 15010 |
| Multi-Schools | 300 Country Club Dr, Ellwood City 16117 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Beaver County?
Beaver County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Beaver County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Beaver County?
Options include 27 bank and 21 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Beaver County?
Fill out our short online form from anywhere in Beaver County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Beaver County, PA?
You can apply at banks, credit unions and lenders in Beaver County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Beaver County?
Yes. When an unexpected bill comes up, Beaver County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Beaver County?
Yes. You don't need to visit a branch or storefront anywhere in Beaver County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Beaver County with bad credit?
Yes, many lenders in our network work with Beaver County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.