Loans in Butler County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Butler County, PA.
The median household in Butler County earns $89,843 a year, 15% above the Pennsylvania median of $77,971. About 8% of residents live below the federal poverty line, and 23.1% of households rent their home.
What you need for a personal loan in Butler County
Here's what to have on hand before you start your personal loan request in Butler County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Butler County
What Butler County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Butler County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Butler County
Banks with branches in Butler County
65 FDIC-insured bank branches from 19 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| NEXTIER BANK, NATIONAL ASSOCIATION | 14 | 145 Grand Ave, Mars 16046 |
| First National Bank of Pennsylvania | 7 | 256 Grove City Rd, Slippery Rock 16057 |
| PNC Bank, National Association | 6 | 620 S Pike Rd, Sarver 16055 |
| The Huntington National Bank | 5 | 115 Perry Hwy, Harmony 16037 |
| Citizens Bank, National Association | 5 | 301 N Main St, Butler 16001 |
| First Commonwealth Bank | 5 | 125 W Main St, Saxonburg 16056 |
| Northwest Bank | 4 | 101 Monroe Rd, Sarver 16055 |
| S&T Bank | 2 | 220 New Castle Rd, Butler 16001 |
| The Farmers National Bank of Canfield | 2 | 100 Bon Aire Plz, Butler 16001 |
| KeyBank National Association | 2 | 20111 Route 19, Cranberry Township 16066 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Butler County
16 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Clearview | 600 Butler Xing, Butler 16001 |
| West-Aircomm | 248 Perry Hwy, Harmony 16037 |
| Armco | 101 Hollywood Dr, Butler 16001 |
| Allegent Community | 1646 Haine School Rd, Cranberry Township 16066 |
| Usx | Po Box 1728, Cranberry Twp 16066 |
| Top Tier | 170 New Castle Rd, Butler 16001 |
| Elliott Community | 1000 Cranberry Woods Dr, Cranberry Twp 16066 |
| Freedom United | 115 Perry Hwy Ste 176, Harmony 16037 |
| Christian Family | 1204 Freedom Road, Cranberry 16066 |
| Sru | 100 Arrowhead Dr, Slippery Rock 16057 |
| Butler County Teachers | 112 Campus Ln, Butler 16001 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Butler County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Butler County?
Butler County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Butler County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Butler County?
Options include 65 bank and 16 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Butler County?
Fill out our short online form from anywhere in Butler County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Butler County?
Yes. You don't need to visit a branch or storefront anywhere in Butler County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Butler County, PA?
You can apply at banks, credit unions and lenders in Butler County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Butler County with bad credit?
Yes, many lenders in our network work with Butler County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Butler County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Butler County residents can start any time, and it takes about 3 minutes.