Loans in Clearfield County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Clearfield County, PA.
The median household in Clearfield County earns $62,152 a year, 20% below the Pennsylvania median of $77,971. About 15% of residents live below the federal poverty line, and 21.5% of households rent their home. 13.4% of households have no home internet; our form works on any phone.
What you need for a personal loan in Clearfield County
Most Clearfield County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Clearfield County
What Clearfield County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Clearfield County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Clearfield County
Banks with branches in Clearfield County
24 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| CNB Bank | 9 | 1 S 2nd St, Clearfield 16830 |
| First Commonwealth Bank | 4 | 709 Hannah St, Houtzdale 16651 |
| Mid Penn Bank | 4 | 204 Bridge St, Clearfield 16830 |
| Northwest Bank | 3 | 1200 S 2nd St, Clearfield 16830 |
| S&T Bank | 1 | 614 Liberty Blvd, Du Bois 15801 |
| The Farmers National Bank of Canfield | 1 | 861 Beaver Dr, Du Bois 15801 |
| PNC Bank, National Association | 1 | 5362 Shaffer Rd, Dubois 15801 |
| NEXTIER BANK, NATIONAL ASSOCIATION | 1 | 522 Liberty Blvd, Dubois 15801 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Clearfield County
4 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Priority First | 364 Midway Dr, Du Bois 15801 |
| Timberland | 821 Beaver Dr, Dubois 15801 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Clearfield County?
Clearfield County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Clearfield County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Clearfield County?
Options include 24 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Clearfield County?
Fill out our short online form from anywhere in Clearfield County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Clearfield County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Clearfield County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Clearfield County?
Yes. When an unexpected bill comes up, Clearfield County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Clearfield County, PA?
You can apply at banks, credit unions and lenders in Clearfield County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Clearfield County with bad credit?
Yes, many lenders in our network work with Clearfield County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.