Loans in Delaware County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Delaware County, PA.
The median household in Delaware County earns $89,546 a year, 15% above the Pennsylvania median of $77,971. About 10% of residents live below the federal poverty line, and 30.4% of households rent their home.
What you need for a personal loan in Delaware County
Lenders that serve Delaware County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Delaware County
What Delaware County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Delaware County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Delaware County
Banks with branches in Delaware County
120 FDIC-insured bank branches from 24 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank, National Association | 14 | 1375 W Chester Pike, Havertown 19083 |
| Wilmington Savings Fund Society, FSB | 13 | 330 E Lancaster Ave, Wayne 19087 |
| Wells Fargo Bank, National Association | 12 | 3515 West Chester Pike, Newtown Square 19073 |
| TD Bank, National Association | 12 | 969 Baltimore Pike, Springfield 19064 |
| Santander Bank, N.A. | 10 | 116 W Township Line Rd, Havertown 19083 |
| PNC Bank, National Association | 9 | 501 Chester Pike, Prospect Park 19076 |
| Bank of America, National Association | 9 | 2 S 69th St, Upper Darby 19082 |
| JPMorgan Chase Bank, National Association | 6 | 795 E Lancaster Ave, Villanova 19085 |
| Manufacturers and Traders Trust Company | 5 | 150 North Radnor Chester Road, Radnor Township 19087 |
| Sharon Bank | 4 | 900 W Sproul Rd, Springfield 19064 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Delaware County
33 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Sun | 595 E Lancaster Ave, St Davids 19087 |
| Forge | 1402 Bywood Ave, Upper Darby 19082 |
| Upper Darby Belltelco | 1410 Bywood Ave, Upper Darby 19082 |
| Police & Fire | Springfield Square North Shopping Center, Springfield 19064 |
| American Heritage | 536 Lancaster Ave, Wayne 19087 |
| Citadel | 4923 Edgmont Ave, Brookhaven 19015 |
| Franklin Mint | 5 Hillman Dr, Chadds Ford 19317 |
| Trumark Financial | 5 Chelsea Pkwy, Boothwyn 19061 |
| Sun East | 4500 Pennell Rd, Aston 19014 |
| Ardent | 516 Lancaster Ave, Wayne 19087 |
| Bhcu | 501 Industrial Hwy, Ridley Park 19078 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Delaware County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Delaware County?
Delaware County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Delaware County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Delaware County?
Options include 120 bank and 33 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Delaware County?
Fill out our short online form from anywhere in Delaware County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Delaware County?
Yes. You don't need to visit a branch or storefront anywhere in Delaware County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Delaware County with bad credit?
Yes, many lenders in our network work with Delaware County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Delaware County?
Yes. When an unexpected bill comes up, Delaware County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Delaware County, PA?
You can apply at banks, credit unions and lenders in Delaware County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.