Loans in Fayette County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Fayette County, PA.
The median household in Fayette County earns $58,236 a year, 25% below the Pennsylvania median of $77,971. About 17% of residents live below the federal poverty line, and 27.6% of households rent their home. 13.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Fayette County
Here's what to have on hand before you start your personal loan request in Fayette County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Fayette County
What Fayette County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Fayette County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Fayette County
Banks with branches in Fayette County
31 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Somerset Trust Company | 9 | 4634 National Pike, Markleysburg 15459 |
| PNC Bank, National Association | 6 | 103 Integra St, Brownsville 15417 |
| First National Bank of Pennsylvania | 5 | 110 S Main St, Masontown 15461 |
| United Bank | 4 | 69 Main St, Smithfield 15478 |
| First Federal Savings and Loan Association of Greene Co | 2 | 1 W Main St, Uniontown 15401 |
| KeyBank National Association | 1 | 19 S Beeson Blvd, Uniontown 15401 |
| Mid Penn Bank | 1 | 125 S Arch St, Connellsville 15425 |
| CFSBANK | 1 | 400 W Crawford Ave, Connellsville 15425 |
| Woodforest National Bank | 1 | 355 Walmart Dr, Uniontown 15401 |
| Community Bank | 1 | 712 West Main Street, Uniontown 15401 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Fayette County
9 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Frick Financial | 235 Pittsburgh St, Uniontown 15401 |
| The United | 585 Morgantown Rd, Uniontown 15401 |
| Glass Cap | 241 N Pittsburgh St, Connellsville 15425 |
| Fayette County School Employees | 1331 Connellsville Rd, Lemont Furnace 15456 |
| Fayette Federal Employees | 364 Morgantown St, Uniontown 15401 |
| Newell | 73 Market Street, Brownsville 15417 |
| Allegheny Central | 1253 University Dr Ste 100, Dunbar 15431 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Fayette County?
Fayette County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Fayette County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Fayette County?
Options include 31 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Fayette County?
Fill out our short online form from anywhere in Fayette County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Fayette County, PA?
You can apply at banks, credit unions and lenders in Fayette County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Fayette County?
Yes. When an unexpected bill comes up, Fayette County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Fayette County with bad credit?
Yes, many lenders in our network work with Fayette County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Fayette County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Fayette County residents can start any time, and it takes about 3 minutes.