Loans in Huntingdon County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Huntingdon County, PA.
The median household in Huntingdon County earns $65,557 a year, 16% below the Pennsylvania median of $77,971. About 11% of residents live below the federal poverty line, and 20.8% of households rent their home. 12.0% of households have no home internet; our form works on any phone.
What you need for a personal loan in Huntingdon County
Lenders that serve Huntingdon County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Huntingdon County
What Huntingdon County borrowers use it for
deposits, trucks and first-week expenses
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Huntingdon County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Huntingdon County
Banks with branches in Huntingdon County
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Community State Bank of Orbisonia | 4 | 478 Ridgley St, Orbisonia 17243 |
| Kish Bank | 3 | 12522 William Penn Highway, Mill Creek 17060 |
| First National Bank of Pennsylvania | 1 | 431 Penn St, Huntingdon 16652 |
| Huntingdon Savings Bank | 1 | 423 Penn St, Huntingdon 16652 |
| Mid Penn Bank | 1 | 9585 William Penn Hwy, Huntingdon 16652 |
| MCS Bank | 1 | 23 E Shirley St, Mount Union 17066 |
| Farmers and Merchants Trust Company of Chambersburg | 1 | 18810 Sandy Ridge Sta, Orbisonia 17243 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Huntingdon County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Arize | 9902 Shaner Blvd, Huntingdon 16652 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Huntingdon County?
Huntingdon County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Huntingdon County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Huntingdon County?
Options include 12 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Huntingdon County?
Fill out our short online form from anywhere in Huntingdon County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Huntingdon County?
Yes. When an unexpected bill comes up, Huntingdon County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Huntingdon County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Huntingdon County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Huntingdon County?
Yes. You don't need to visit a branch or storefront anywhere in Huntingdon County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Huntingdon County with bad credit?
Yes, many lenders in our network work with Huntingdon County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.