Loans in Lawrence County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lawrence County, PA.
The median household in Lawrence County earns $61,931 a year, 21% below the Pennsylvania median of $77,971. About 12% of residents live below the federal poverty line, and 24.2% of households rent their home. 11.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Lawrence County
Most Lawrence County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Lawrence County
What Lawrence County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Lawrence County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Lawrence County
Banks with branches in Lawrence County
20 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 5 | 11 S Mill St, New Castle 16101 |
| First National Bank of Pennsylvania | 4 | Washington Centre 32 North Mill Str, New Castle 16103 |
| First Commonwealth Bank | 3 | 27 E Washington St, New Castle 16101 |
| WesBanco Bank, Inc. | 3 | 600 Lawrence Ave, Ellwood City 16117 |
| PNC Bank, National Association | 3 | 434 Lawrence Ave, Ellwood City 16117 |
| Citizens Bank, National Association | 1 | 3230 Wilmington Rd, New Castle 16105 |
| Greenville Savings Bank | 1 | 108 South Market Sreet, New Wilmington 16142 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lawrence County
9 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Gnc Community | 201 S Jefferson St, New Castle 16101 |
| First Choice | 2656 Ellwood Rd, New Castle 16101 |
| Sca | 2656 Ellwood Rd Unit 1, New Castle 16101 |
| New Castle Bellco | 1011 Wilmington Ave, New Castle 16101 |
| Multi-Schools | 1033 Main St, Wampum 16157 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lawrence County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Lawrence County?
Lawrence County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Lawrence County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Lawrence County?
Options include 20 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lawrence County?
Fill out our short online form from anywhere in Lawrence County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Lawrence County?
Yes. You don't need to visit a branch or storefront anywhere in Lawrence County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Lawrence County with bad credit?
Yes, many lenders in our network work with Lawrence County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Lawrence County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lawrence County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Lawrence County, PA?
You can apply at banks, credit unions and lenders in Lawrence County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.