Loans in Lehigh County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lehigh County, PA.
The median household in Lehigh County earns $80,079 a year, about the same as the Pennsylvania median of $77,971. About 12% of residents live below the federal poverty line, and 34.4% of households rent their home.
What you need for a personal loan in Lehigh County
Here's what to have on hand before you start your personal loan request in Lehigh County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Lehigh County
What Lehigh County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Lehigh County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Lehigh County
Banks with branches in Lehigh County
83 FDIC-insured bank branches from 24 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 13 | 740 W Hamilton St, Allentown 18101 |
| Truist Bank | 11 | 645 Hamilton St, Allentown 18101 |
| Community Bank, National Association | 6 | 924 Eaton Ave, Bethlehem 18018 |
| Embassy Bank for the Lehigh Valley | 6 | 4148 W Tilghman St, Allentown 18104 |
| Fulton Bank, National Association | 5 | 2005 City Line Rd, Bethlehem 18017 |
| PNC Bank, National Association | 5 | 1300 3rd St, Whitehall 18052 |
| Bank of America, National Association | 4 | 3300 Lehigh St, Allentown 18103 |
| JPMorgan Chase Bank, National Association | 4 | 107 N. 7th Street, Allentown 18101 |
| New Tripoli Bank | 3 | 6748 Madison St, New Tripoli 18066 |
| CNB Bank | 3 | 418 W Broad St, Bethlehem 18018 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lehigh County
34 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Members 1St | 5605 Hamilton Blvd, Allentown 18106 |
| People First | 2141 Downyflake Ln, Allentown 18103 |
| Visions | 27 N 7Th St, Allentown 18101 |
| United | 4703 Hamilton Blvd, Allentown 18103 |
| First Commonwealth | 7627 Tilghman St, Allentown 18106 |
| Apci | 6126 Hamilton Blvd Ste 102, Allentown 18106 |
| Lehigh Valley Educators | 3720 Hamilton Blvd, Allentown 18103 |
| Allentown | 1325 Oxford Dr, Allentown 18103 |
| Lehigh County Employees | 501 Hamilton St, Allentown 18101 |
| B. Braun | 901 Marcon Blvd, Allentown 18109 |
| Sarco | 1214 W Broad St, Bethlehem 18018 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lehigh County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Lehigh County?
Lehigh County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Lehigh County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Lehigh County?
Options include 83 bank and 34 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lehigh County?
Fill out our short online form from anywhere in Lehigh County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Lehigh County with bad credit?
Yes, many lenders in our network work with Lehigh County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Lehigh County?
Yes. When an unexpected bill comes up, Lehigh County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Lehigh County, PA?
You can apply at banks, credit unions and lenders in Lehigh County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Lehigh County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Lehigh County residents can start any time, and it takes about 3 minutes.