Loans in Mifflin County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mifflin County, PA.
The median household in Mifflin County earns $63,953 a year, 18% below the Pennsylvania median of $77,971. About 16% of residents live below the federal poverty line, and 28.9% of households rent their home. 15.7% of households have no home internet; our form works on any phone.
What you need for a personal loan in Mifflin County
Lenders that serve Mifflin County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Mifflin County
What Mifflin County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Mifflin County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Mifflin County
Banks with branches in Mifflin County
23 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| MCS Bank | 9 | 100 Commerce Dr, Milroy 17063 |
| Kish Bank | 7 | 4255 E Main St, Belleville 17004 |
| The Juniata Valley Bank | 5 | 100 W Water St, Lewistown 17044 |
| First National Bank of Pennsylvania | 2 | 32 E Market St, Lewistown 17044 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mifflin County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| First Area | 23 S Dorcas St, Lewistown 17044 |
| Everence | 4417 E Main St, Belleville 17004 |
| Pennsylvania Central | 101 1St Ave, Burnham 17009 |
Source: NCUA credit union branch data, June 30, 2026.
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Mifflin County?
Mifflin County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Mifflin County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Mifflin County?
Options include 23 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mifflin County?
Fill out our short online form from anywhere in Mifflin County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Mifflin County?
Yes. You don't need to visit a branch or storefront anywhere in Mifflin County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Mifflin County, PA?
You can apply at banks, credit unions and lenders in Mifflin County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Mifflin County with bad credit?
Yes, many lenders in our network work with Mifflin County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Mifflin County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mifflin County residents can start any time, and it takes about 3 minutes.