Loans in Montgomery County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Montgomery County, PA.
The median household in Montgomery County earns $113,915 a year, 46% above the Pennsylvania median of $77,971. About 6% of residents live below the federal poverty line, and 28.6% of households rent their home.
What you need for a personal loan in Montgomery County
Lenders that serve Montgomery County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Montgomery County
What Montgomery County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Montgomery County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Montgomery County
Banks with branches in Montgomery County
243 FDIC-insured bank branches from 30 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens Bank, National Association | 27 | 101 Main St, Norristown 19406 |
| Wells Fargo Bank, National Association | 26 | 1200 E Lancaster Ave, Bryn Mawr 19010 |
| Univest Bank and Trust Co. | 20 | 321 Main St, East Greenville 18041 |
| KeyBank National Association | 19 | 278 Main St, Harleysville 19438 |
| TD Bank, National Association | 18 | 401 Lancaster Ave, Haverford 19041 |
| PNC Bank, National Association | 16 | 18 S Bryn Mawr Ave, Bryn Mawr 19010 |
| JPMorgan Chase Bank, National Association | 15 | 990 Old York Rd, Abington 19001 |
| Wilmington Savings Fund Society, FSB | 14 | 801 W Lancaster Ave, Bryn Mawr 19010 |
| Truist Bank | 14 | 180 Old York Rd, Jenkintown 19046 |
| Santander Bank, N.A. | 11 | 1000 Easton Rd, Wyncote 19095 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Montgomery County
60 credit-union locations from 25 credit unions.
| Credit union | Location |
|---|---|
| Philadelphia | 259 S Easton Rd, Glenside 19038 |
| U F C W Local 1776 | 3031A Walton Rd Ste 310, Plymouth Meeting 19462 |
| Navy Federal Credit Union | 314 Horsham Rd Ste D, Horsham 19044 |
| Police & Fire | 1000 Easton Rd, Wyncote 19095 |
| American Heritage | 750 E Main St, Lansdale 19446 |
| Citadel | 75 W Germantown Pike, East Norriton 19401 |
| Trumark Financial | 335 Commerce Dr, Fort Washington 19034 |
| Diamond | 1600 Medical Dr, Pottstown 19464 |
| Freedom | 1440 Old York Rd, Abington 19001 |
| First Harvest | 455 S Gulph Rd Ste 125, King Of Prussia 19406 |
| Ardent | 1250 S Collegeville Rd, Collegeville 19426 |
| Merck Sharp & Dohme | 333 N Broad St, Lansdale 19446 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Montgomery County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Montgomery County?
Montgomery County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Montgomery County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Montgomery County?
Options include 243 bank and 60 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Montgomery County?
Fill out our short online form from anywhere in Montgomery County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Montgomery County with bad credit?
Yes, many lenders in our network work with Montgomery County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Montgomery County, PA?
You can apply at banks, credit unions and lenders in Montgomery County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Montgomery County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Montgomery County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Montgomery County?
Yes. You don't need to visit a branch or storefront anywhere in Montgomery County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.